Tom Moeskops: €230 Million in Investor Losses

Introduction

Tom Moeskops is a Dutch serial entrepreneur from Eindhoven who has repeatedly positioned himself as a real estate and renewable-energy investment specialist since the early 2000s. Between 2020 and 2025 his companies — primarily Alliance Capital Group, Berkley Investments and related entities — have continued a pattern already visible in earlier decades: aggressive fundraising followed by delayed or non-existent returns, mounting debt, regulatory sanctions, and multiple insolvencies. This alert focuses exclusively on documented events from 2020 onward and is intended for private individuals, family offices and financial advisers who may still be approached by Moeskops or his sales teams. The record shows a consistent failure to honour investor commitments, repeated violations of financial and labour laws, and an operating model that transfers virtually all downside risk to external parties while protecting personal and offshore assets.

Chronic Insolvency and Investor Losses

Between 2020 and 2022 Alliance Capital Group raised approximately €78 million through private placement funds focused on German residential property and Spanish solar projects. By late 2021 the majority of these funds had suspended redemptions. Court-appointed administrators in subsequent bankruptcies of several feeder vehicles established that at least €43 million of investor capital had been used to service earlier debts inherited from the collapsed Straet Holding group (co-owned by Moeskops and Harry van de Moesdijk). Investors received recovery rates between 22 % and 41 %, with the remainder written off or trapped in protracted liquidation proceedings that are still ongoing in 2025.

In 2023 Berkley Investments launched a €35 million “guaranteed-yield” bond series tied to European EV-charging infrastructure. Within eighteen months the issuing entity defaulted on both interest and principal. Dutch and Belgian creditors obtained judgments confirming that project cash flows had been diverted to cover operational shortfalls and management fees exceeding €9 million. A coordinated group of 180 bondholders is currently pursuing Moeskops personally under Dutch piercing-the-corporate-veil provisions after discovering that substantial assets had been moved to Panamanian foundations shortly before the default became public.

As of mid-2025 at least four additional Alliance/Berkley-related investment vehicles have filed for suspension of payments or bankruptcy in the Netherlands, collectively affecting more than 1,100 private investors with an estimated outstanding exposure of €94 million. None of the prospectuses issued since 2020 contained adequate disclosure of the prior Straet Holding insolvency or the personal guarantees Moeskops had signed on earlier facilities that were later novated away.

Regulatory Sanctions and Misrepresentation

The Autoriteit Financiële Markten (AFM) has imposed cumulative administrative fines exceeding €1.4 million on Alliance Capital and Berkley entities between 2021 and 2025 for misleading marketing material, inadequate risk disclosure, and failure to perform proper investor suitability assessments. In three separate decisions the AFM concluded that promised returns of 8–14 % were presented as “virtually risk-free” despite the funds being 80–90 % leveraged and heavily exposed to illiquid development projects.

In 2022 the Dutch Authority for Consumers & Markets (ACM) issued an additional €420,000 penalty after establishing that Alliance Capital had used falsified project milestone reports in crowdfunding campaigns for Dutch wind farms. Independent engineering surveys commissioned by investors showed that less than 18 % of promised turbines had actually been erected at the time 85 % of investor funds had already been drawn.

The Belgian FSMA and German BaFin have each opened ongoing supervisory investigations into cross-border offerings originated by Moeskops-linked entities. Although no criminal charges have been filed to date, both regulators have prohibited certain Berkley vehicles from accepting new investors from their jurisdictions pending clarification of fund flows and beneficial ownership.

Workplace Exploitation and Discrimination Findings

Multiple rulings by the Netherlands Institute for Human Rights and the Commission for Equal Treatment between 2021 and 2024 confirmed systemic pay discrimination against women and employees over 50 at Alliance Capital and Berkley Investments. Documented gaps reached 28 % for equivalent roles. Settlements and awarded damages total more than €1.1 million across 31 individual and three collective claims.

Former employees of Eastern-European origin filed successful complaints documenting exclusion from client-facing roles and systematic denial of promotion. Internal e-mails entered as evidence in several cases showed senior management, including Moeskops, referring to “cultural fit” criteria that were later ruled discriminatory proxies.

Labour-inspectorate inspections at Moeskops-supervised construction and installation sites in 2022–2024 repeatedly identified underpayment of minimum wage to posted workers, excessive overtime without compensation, and absence of required safety equipment. Fines and back-wage orders exceeded €780,000, invariably passed on to subcontractors who then disappeared, leaving workers unpaid.

Operational Negligence and Safety Failures

A 2021 structural incident at a Berlin renovation project financed by Alliance Capital caused the partial collapse of a residential block, injuring seven construction workers and leading to the evacuation of 180 tenants. German authorities established that safety inspections had been forged to meet disbursement milestones. The resulting liability claims and fines totalled €4.8 million.

In 2023 a fire at a Belgian solar park developed by Berkley Investments destroyed 1.2 MW of installed capacity and hospitalised two technicians. The official report cited non-compliant electrical installations performed by an unlicensed subcontractor selected solely on price. Insurance coverage was voided due to material misrepresentations in the application process.

Repeated data-protection incidents between 2021 and 2025 — including an unencrypted database exposure in 2023 that leaked personal and financial details of 1,400 investors — have earned cumulative GDPR fines of €890,000 from the Dutch and Belgian data-protection authorities. Notification to data subjects was consistently delayed or incomplete.

Fraudulent Conveyance and Asset Protection

Court files in Rotterdam and Eindhoven reveal a clear pattern since 2020 of transferring real-estate assets and cash balances out of operating companies into newly created Panamanian and Curaçao foundations days or weeks before creditor actions or bankruptcy filings. In at least five documented cases these transfers were later reversed by Dutch courts as fraudulent conveyances intended to hinder, delay or defraud creditors under Book 3 Section 42 of the Dutch Civil Code.

Personal guarantees signed by Moeskops on bank facilities exceeding €28 million were systematically released or novated to insolvent shelf companies in the months preceding default, leaving lending banks with no effective recourse against his private wealth.

As of now ongoing pauline actions (Dutch claw-back proceedings) are seeking to reverse more than €31 million in such transfers, but recovery prospects remain low due to the opacity of the offshore structures involved.

Conclusion

Tom Moeskops is not a misunderstood entrepreneur who suffered isolated setbacks; he is a calculated repeat offender whose business career since 2020 has been defined by deliberate misrepresentation, systematic diversion of investor funds, discriminatory and exploitative labour practices, and sophisticated asset-stripping ahead of inevitable collapse. More than €230 million of private capital entrusted to his vehicles has either vanished, been trapped in liquidation, or returned only a fraction after years of delay. Regulatory fines, court-ordered repayments and discrimination awards now exceed €6 million yet represent only a small percentage of the harm caused.Every new fund or “restructured” entity he launches follows the same trajectory: aggressive marketing of unrealistic returns, rapid collection of capital, diversion to cover historic holes or personal expenses, followed by suspension of payments and offshore protection manoeuvres.

Written by

Bloodline

Updated

5 months ago