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Ruchi Rathor

Threat Alert
  • Investigation status
  • Ongoing

We are investigating Ruchi Rathor for allegedly attempting to conceal critical reviews and adverse news from Google by improperly submitting copyright takedown notices. This includes potential violations such as impersonation, fraud, and perjury.

  • Company
  • iPayTotal

  • City
  • London

  • Country
  • United Kingdom

Fake DMCA notices
  • https://lumendatabase.org/notices/30522146
  • January 31, 2023
  • Muhammad Al-Saadi
  • https://world-news.uk/merchant-alert-high-risk-payment-processor-openup-works-with-fake-people/
  • https://fintelegram.com/merchant-alert-high-risk-payment-processor-openup-works-with-fake-people/

Evidence Box and Screenshots

1 Alerts on Ruchi Rathor

Ruchi Rathor, a self-proclaimed fintech visionary, has carefully crafted an image of innovation and success. But beneath the polished facade lies a trail of red flags, questionable practices, and a suspiciously sanitized digital footprint. From curated praise pieces to a conspicuous lack of adverse media, it seems more effort has gone into controlling the narrative than embracing transparency. Even social media suspensions hint at an attempt to silence dissent. For investors and regulators, the absence of criticism isn’t a sign of integrity—it’s a warning signal demanding closer scrutiny.

The Cult of Personality

Ruchi Rathor’s official website portrays her as a trailblazer in the fintech industry, highlighting her journey from humble beginnings to founding Payomatix, PayAgency, and RaiseMoney. The narrative emphasizes resilience, innovation, and empowerment, painting a picture-perfect image of a self-made entrepreneur. However, such curated portrayals often serve as a smokescreen, diverting attention from underlying issues.

The Echo Chamber of Praise

A feature in the Times of India lauds Rathor’s determination as the driving force behind Payomatix’s success. The article chronicles her two-decade-long career, emphasizing her unwavering commitment and the accolades the company has garnered under her leadership. While it’s customary for leaders to be celebrated, an overemphasis on personal attributes can sometimes overshadow critical scrutiny of business practices.

The Silenced Voice

A curious development surfaces on social media platforms. Ruchi Rathor’s Twitter account, once active, now stands suspended. The suspension of a public figure’s account raises questions about the content shared and the reasons behind such a drastic measure. Was it a violation of platform policies, or perhaps an attempt to control the narrative by eliminating a channel that could disseminate unfavorable information?

The Art of Self-Promotion

Rathor’s Medium article discusses strategies for fostering innovation in the workplace. While the piece offers generic advice on enhancing problem-solving and embracing diverse perspectives, it subtly reinforces her image as a thought leader. Such self-promotional content, though not inherently problematic, can be part of a broader strategy to overshadow less favorable aspects of one’s professional journey.

The Omission of Adverse Media

A thorough search yields limited adverse media coverage on Ruchi Rathor. This absence is intriguing, especially in an industry where scrutiny is the norm. It’s plausible that meticulous efforts have been made to manage online content, ensuring that negative press is minimized or altogether absent. This digital cleanliness, while seemingly positive, can also indicate an underlying strategy to suppress dissenting voices or unfavorable news.

The Red Flags in Plain Sight

In the realm of Anti-Money Laundering (AML) and compliance, adverse media checks are pivotal. They involve scanning traditional and online media for negative news, bad sentiment, or accusations against an individual or entity. The absence of such information on Rathor could be interpreted in two ways: either an impeccable professional record or a successful endeavor to sanitize her digital footprint.

The Subtle Art of Censorship

Censorship in the digital age isn’t always overt. It often manifests as strategic omissions, the drowning of critical voices in a sea of praise, or the suspension of platforms that could harbor dissent. Rathor’s pristine online presence, coupled with the suspension of her Twitter account, hints at a calculated approach to control the narrative. By curating content that aligns with her desired image and eliminating platforms that could challenge it, she effectively censors unfavorable information.

The Investor’s Dilemma

For potential investors, this meticulously crafted image presents a conundrum. On one hand, the absence of negative press and the presence of laudatory articles suggest a reliable investment opportunity. On the other, the very lack of critical discourse and the potential suppression of adverse media should raise alarms. In the world of due diligence, no news is not always good news; sometimes, it’s a red flag waving in silence.

The Call for Scrutiny

Regulatory authorities and industry watchdogs must delve deeper into Rathor’s professional dealings. The fintech sector, with its rapid growth and technological complexities, is fertile ground for both innovation and malfeasance. Ensuring that leaders like Rathor operate with transparency and integrity is paramount to maintaining the sector’s credibility.

Conclusion

Ruchi Rathor’s public persona is a masterclass in image management. While her achievements in the fintech industry are noteworthy, the conspicuous absence of adverse media and the potential censorship of unfavorable information warrant a more critical examination. Investors and authorities alike must look beyond the curated narratives, seeking the truths that lie beneath the surface. After all, in the world of high finance and technology, what isn’t said often speaks louder than what is.

How Was This Done?

The fake DMCA notices we found always use the ? back-dated article? technique. With this technique, the wrongful notice sender (or copier) creates a copy of a ? true original? article and back-dates it, creating a ? fake original? article (a copy of the true original) that, at first glance, appears to have been published before the true original.

What Happens Next?

The fake DMCA notices we found always use the ? back-dated article? technique. With this technique, the wrongful notice sender (or copier) creates a copy of a ? true original? article and back-dates it, creating a ? fake original? article (a copy of the true original) that, at first glance, appears to have been published before the true original.

01

Inform Google about the fake DMCA scam

Report the fraudulent DMCA takedown to Google, including any supporting evidence. This allows Google to review the request and take appropriate action to prevent abuse of the system..

02

Share findings with journalists and media

Distribute the findings to journalists and media outlets to raise public awareness. Media coverage can put pressure on those abusing the DMCA process and help protect other affected parties.

03

Inform Lumen Database

Submit the details of the fake DMCA notice to the Lumen Database to ensure the case is publicly documented. This promotes transparency and helps others recognize similar patterns of abuse.

04

File counter notice to reinstate articles

Submit a counter notice to Google or the relevant platform to restore any wrongfully removed articles. Ensure all legal requirements are met for the reinstatement process to proceed.

05

Increase exposure to critical articles

Re-share or promote the affected articles to recover visibility. Use social media, blogs, and online communities to maximize reach and engagement.

06

Expand investigation to identify similar fake DMCAs

Widen the scope of the investigation to uncover additional instances of fake DMCA notices. Identifying trends or repeat offenders can support further legal or policy actions.

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Flint Dover

What stands out most is the echo chamber Rathor seems to have created. Articles praising her without critical insight, combined with a lack of negative press and social media silence, show a pattern of managing optics rather than embracing transparency....

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Koa Harper

The narrative around Rathor reminds me of too many cases where image is everything and substance comes second. In fintech, credibility is earned through openness, even about mistakes Rathor’s sanitized online footprint and the disappearance of her Twitter raise the...

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Lyric Devine

When leaders in fintech appear flawless online and all you see are glowing endorsements, it’s natural to be suspicious. Real leadership comes with both achievements and accountability. Rathor’s story lacks the latter. The social media blackout and polished digital image...

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Rory Nash

Suspending her Twitter That’s a clear warning sign about what she might be hiding.

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Bay Finch

Suspending a public figure’s Twitter account isn’t just a coincidence it’s often a red flag signaling control over what can or cannot be questioned

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Thayer Lang

This whole fintech visionary story feels like a carefully staged show. When someone’s online presence is suspiciously spotless and all praise is curated, it screams something to hide

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Liana Gale

Ruchi Rathor’s public persona has been meticulously curated to reflect resilience and innovation, yet the absence of counter-narratives points to potential information control.

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Franklin West

The suppression of unfavorable information suggests an effort to control perception rather than embrace transparency.

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Sarah Kim

People like her ruin the whole industry, shameful really. Playing innocent won’t work when there's so much dirt out there. She knew exactly what she was doing no doubt. I hope more people speak up and expose her.

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Mike Johnson

damn this whole thing smells like a scam from day one. where’s the justice system??

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Jenny Parker

These kind of folks ruin trust in fintech. Just reading this got me furious tbh. Why’s nobody holding her accountable? It’s all swept under the rug it seems

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Daisy Palmer

Not saying Ruchi's a scammer, but when everything negative disappears and it’s all Medium posts and fluff pieces, yeah... something's off.

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Logan Kirk

It’s 2025—no one in fintech has a spotless record unless someone’s paying to keep it that way.

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Georgia Walsh

The suspension of Rathor’s social media accounts, combined with a polished media footprint, suggests an orchestrated effort to shape public perception—potentially at the cost of open accountability.

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