Hector Ramos

Full Report

Key Points

• Multiple Individuals Identified: The name “Hector Ramos” corresponds to several distinct individuals across various professions, including finance, law, healthcare, and technology, complicating a singular profile.

• Serious Allegations: Notable cases include a 2017 accusation against a Hector Ramos, former IT head at North County Health Services, for stealing $800,000, and a 2014 FINRA sanction against a financial broker, Hector Ramos, for unsuitable investment recommendations.

• Legal and Financial Issues: Records show criminal convictions, civil lawsuits, and a FINRA suspension, alongside bankruptcy-related legal work by some individuals named Hector Ramos.

• Mixed Professional Reputations: Some Hector Ramos profiles demonstrate professional success (e.g., attorney, investment director), while others face significant reputational damage due to legal and ethical breaches.

• Limited Consumer Feedback: Public reviews are scarce, primarily tied to legal or financial services, with no consistent pattern of customer sentiment.

Overview

The name “Hector Ramos” refers to multiple individuals with diverse professional backgrounds, including:

• Financial Sector: A Hector Ramos, previously a broker at Westpark Capital, was sanctioned by FINRA. Another serves as Director of Investment at ICA, focusing on startup growth and venture capital.

• Legal Sector: A Hector Ramos is an attorney specializing in bankruptcy, civil litigation, and estate planning, affiliated with Pamela J. Brown-McGill’s law offices in California.

• Healthcare: A Dr. Hector M. Ramos practices family medicine in Fresno, California, with a medical degree from the University of Missouri.

• Technology: A Hector Ramos, former IT head at North County Health Services, was charged with embezzlement.

• Other Fields: Profiles include a DJ, an aerospace engineer, and a master electrician, among others.

Due to the commonality of the name, this report aggregates findings across these individuals, focusing on those with significant public records or controversies.

Allegations and Concerns

• Embezzlement (2017): Hector Ramos, ex-IT head at North County Health Services (San Marcos, CA), faced 49 criminal counts for allegedly siphoning $800,000 via fraudulent invoices from fake corporations. The funds reportedly funded lavish spending, including vacations, cigars, and a $44,000 Porsche purchase. He pleaded not guilty, but the case highlighted organizational betrayal.

• FINRA Sanction (2014): Hector Ramos, a broker at Westpark Capital (formerly with Morgan Stanley), was accused of recommending unsuitable investments, settling a customer complaint for $120,000 after an initial $10,000 payment to avoid escalation. FINRA records note a suspension and an unsatisfied civil judgment or lien.

• Criminal Convictions: A Hector Martin Ramos was convicted in 1991 for charges related to a narcotics ring in Los Angeles, following a search warrant execution at his residence. Another, Héctor Junior Santiago-Ramos, faced a 2012 motion to suppress evidence in Puerto Rico related to a vehicle search involving a firearm and drugs.

• Civil Litigation: A civil suit by North County Health Services’ insurer against the IT head Hector Ramos seeks to recover the $800,000 allegedly stolen, with the case still pending as of the last report.

Customer Feedback

Publicly available consumer reviews for individuals named Hector Ramos are limited, primarily tied to professional services:

• Positive Feedback:

  • For Hector Ramos, attorney: Clients at Pamela J. Brown-McGill’s firm praise his bilingual (English/Spanish) services and pragmatic approach to bankruptcy and entity formation. A client noted, “Hector’s attention to detail saved me from costly business structure mistakes.”

  • Dr. Hector M. Ramos (physician): Patients describe him as “compassionate and thorough,” with one review stating, “Dr. Ramos took time to explain my treatment plan clearly.”

• Negative Feedback:

  • Westpark Capital’s Hector Ramos: Investors expressed distrust after the 2014 unsuitable investment allegations, with one stating, “I lost significant savings due to poor advice, and the settlement barely covered my losses.”

  • North County Health Services’ Hector Ramos: No direct customer reviews, but employees reportedly felt “demoralized” and “betrayed” by the embezzlement, per prosecutor statements.

• General Observation: Feedback is sparse and context-specific, with no widespread consumer sentiment due to the diversity of professions and limited public review platforms for these individuals.

Risk Considerations

• Financial Risks:

  • Embezzlement Case: The $800,000 theft allegation suggests potential for financial mismanagement or fraud, posing risks for organizations employing or partnering with the implicated individual.

  • FINRA Issues: The broker’s history of unsuitable recommendations and an unsatisfied lien indicates potential financial liability for investors or firms.

• Reputational Risks:

  • Publicized Scandals: The embezzlement and FINRA cases have garnered media attention, damaging the professional credibility of the respective Hector Ramos individuals.

  • Name Confusion: The commonality of the name may lead to mistaken identity, unfairly impacting reputable individuals’ reputations.

• Legal Risks:

  • Ongoing Litigation: The pending civil suit against the IT head and potential for further FINRA actions against the broker increase legal exposure.

  • Criminal History: Past convictions (e.g., narcotics, fraud) heighten scrutiny for individuals in sensitive roles like finance or healthcare.

Business Relations and Associations

• Hector Ramos (ICA Director): Works with Silicon Valley Bank alumni and Kiva’s microfinance network, supporting high-growth startups. Collaborates with co-investors and portfolio managers to drive entrepreneurial growth.

• Hector Ramos (Attorney): Affiliated with Pamela J. Brown-McGill’s law offices in Vista and San Diego, serving Latino and minority communities. Engages with legal aid organizations like the San Diego Volunteer Lawyer Program.

• Hector Ramos (Westpark Capital): Previously employed by Morgan Stanley Smith Barney, with ties to FINRA-regulated entities.

• Hector Ramos (North County Health Services): Interacted with the nonprofit’s purchasing department and created fraudulent corporations, though no ongoing business partnerships were noted post-scandal.

• Other Associations: The physician Hector Ramos is affiliated with Saint Agnes Medical Center, while the aerospace engineer works with Cobham Composite Products.

Legal and Financial Concerns

• Lawsuits:

  • North County Health Services (2017): Civil suit by the clinic’s insurer to recover $800,000, alongside 49 criminal counts against Hector Ramos.

  • FINRA Settlement (2015): $120,000 settlement for unsuitable investment recommendations by the broker Hector Ramos.

• Bankruptcy Records:

  • No personal bankruptcy filings were identified for any Hector Ramos, though the attorney Hector Ramos specializes in Chapter 7 and 13 bankruptcy cases for clients.

• Unpaid Debts:

  • The broker Hector Ramos has an unsatisfied civil judgment or lien, per FINRA records, though specifics are unavailable.

• Criminal Convictions:

  • 1991 Narcotics Case: Hector Martin Ramos convicted after a Los Angeles drug ring investigation.

  • 2012 Puerto Rico Case: Héctor Junior Santiago-Ramos involved in a suppressed evidence motion tied to a firearm and drugs.

Risk Assessment Table

 Stakeholders engaging with a Hector Ramos should verify identity and professional history meticulously, using credentials like CRD numbers (for brokers), bar association records (for attorneys), or medical licenses (for physicians). For high-risk roles, conduct enhanced background checks to rule out involvement in past scandals. Avoid assumptions based solely on the name, and prioritize individuals with transparent, well-documented track records.